Category Archives: Life Insurance

When executing an Estate Plan, how does one provide for the subsequent, peaceful transfer of equal shares of their assets to their heirs? One of the most efficient, and user freindly tools available to Executors is a “BOLIP”! That stands for “Big Ol’ … Continue reading →

  Three in 10 American households are uninsured and half say they need more life insurance, according to the LIFE Foundation, a nonprofit organization that works to educate people about the importance insurance in protecting their financial futures. Many people … Continue reading →

Back when Neil Armstrong and his fellow Apollo Astronauts were getting ready for their moon missions the cost of Life insurance on them would have been prohibitive. They only made $17,000 a year back then, and a Life insurance policy … Continue reading →

You generally need a will to ensure that certain assets in your estate will be distributed according to your wishes. Without a will, a court may make that decision, and there’s a good chance the outcome may not be what … Continue reading →

The latest hot product in Life insurance is the “Return of Premium” Term Life product. This is where the policy holder gets all their premium payments back if they live through the term of the policy. While this may seem … Continue reading →

The following are 20 Reasons why Permanent Life Insurance is better than Term. From a publication by Crump Life Insurance Services, Inc. Copyright 2011. 1) To insure you have life insurance in place when you die- This means there definately will … Continue reading →

Buying a Home brings many responsibilities in addition to providing the income to cover the mortgage, and maintain the residence. Along with your Homeowners insurance you also need to consider having Mortgage insurance. Some Mortgage insurance is called PMI (Private … Continue reading →

While this Title phrase may sound dramatic, it very simply sums up the very purpose of Life Insurance and what it will do for your family. Life Insurance clearly does not replace your goal of building your financial security through … Continue reading →